ICICI Bank loan interest rates today
Updated 8 Nov, 6:30 am · 6 products · RBI repo rate 5.50% · I-EBLR 8.65%
ICICI Bank loan rates – November 2026
| Loan | Compare | Rate (p.a.) | Up to | Fee | Source |
|---|---|---|---|---|---|
| Car Loan Credit score 700+ usually | Car loan rates | 8.40% – 12.25% | ₹1 Cr | up to 0.5% | ICICI Bank website read 8 Nov, 6:30 am |
| MSME Secured Term Loan / Cash Credit Credit score 720+ usually | MSME term loan rates | 8.75% – 11.50% | ₹50 Cr | up to 0.75% | Our lender list checked 25 Oct 2026 |
| Home Loan Credit score 700+ usually | Home loan rates | 8.75% – 11.20% | ₹10 Cr | up to 0.5% | ICICI Bank website read 8 Nov, 6:30 am |
| Loan Against Property Credit score 700+ usually | Loan against property rates | 9.00% – 11.00% | ₹10 Cr | up to 1% | Our lender list checked 25 Oct 2026 |
| Personal Loan Credit score 720+ usually | Personal loan rates | 10.25% – 16.50% | ₹50 L | up to 2% | ICICI Bank website read 8 Nov, 6:30 am |
| Business Loan (collateral-free) Credit score 720+ usually | Business loan rates | 13.00% – 17.50% | ₹1 Cr | up to 2% | ICICI Bank website read 8 Nov, 6:30 am |
Published ranges for new loans. ICICI Bank decides the final rate at sanction. Fee is the processing fee as a share of the loan, before GST.
How ICICI Bank compares
- Car loan: ICICI Bank is number 1 of 5 options on starting rate – the lowest today. Compare
- MSME term loan: ICICI Bank is number 7 of 30 options on starting rate – lowest today is 8.20% at Canara Bank. Compare
- Home loan: ICICI Bank is number 12 of 17 options on starting rate – lowest today is 7.40% at Bank of Baroda. Compare
- Loan against property: ICICI Bank is number 5 of 13 options on starting rate – lowest today is 7.50% at Bajaj Finance. Compare
- Personal loan: ICICI Bank is number 8 of 18 options on starting rate – lowest today is 9.90% at Navi Finserv. Compare
- Business loan: ICICI Bank is number 6 of 16 options on starting rate – lowest today is 9.50% at Kotak Mahindra Bank. Compare
Common questions
What is the lowest loan interest rate at ICICI Bank today?
As on 8 Nov 2026, the lowest starting rate in our list for ICICI Bank is 8.40% p.a. on its Car Loan. The rate offered to you depends on your credit score, income or business financials and the security offered.
What is ICICI Bank’s I-EBLR today?
ICICI Bank’s I-EBLR is 8.65%, effective from October 07, 2026, against the RBI repo rate of 5.50%. Floating-rate home and MSME loans are priced as this benchmark plus a spread for your profile.
How often are ICICI Bank rates updated here?
Rates for 4 of the 6 ICICI Bank products on this page are read from the ICICI Bank website twice a day, at 6:30 am and 2:30 pm. The others come from our lender list, with the date each was last checked.
Will ICICI Bank give me a loan?
Check your eligibility on Funding Desk – it tests your figures against the lender’s norms on credit score, income or DSCR, loan-to-value and security, and shows the likely amount, rate and EMI. It does not affect your credit score.