Axis Bank loan interest rates today
Updated 8 Nov, 6:30 am · 4 products · RBI repo rate 5.50%
Axis Bank loan rates – November 2026
| Loan | Compare | Rate (p.a.) | Up to | Fee | Source |
|---|---|---|---|---|---|
| Home Loan Credit score 700+ usually | Home loan rates | 8.20% – 9.95% | ₹10 Cr | up to 1% | Axis Bank website read 8 Nov, 6:30 am |
| MSME Term Loan / Cash Credit Credit score 720+ usually | MSME term loan rates | 9.00% – 11.50% | ₹50 Cr | up to 1% | Our lender list checked 25 Oct 2026 |
| Personal Loan Credit score 720+ usually | Personal loan rates | 9.99% – 20.99% | ₹40 L | up to 2% | Axis Bank website read 8 Nov, 6:30 am |
| Business Loan (collateral-free) Credit score 700+ usually | Business loan rates | 14.00% – 24.00% | ₹75 L | up to 2% | Our lender list checked 25 Oct 2026 |
Published ranges for new loans. Axis Bank decides the final rate at sanction. Fee is the processing fee as a share of the loan, before GST.
How Axis Bank compares
- Home loan: Axis Bank is number 9 of 17 options on starting rate – lowest today is 7.40% at Bank of Baroda. Compare
- MSME term loan: Axis Bank is number 8 of 30 options on starting rate – lowest today is 8.20% at Canara Bank. Compare
- Personal loan: Axis Bank is number 2 of 18 options on starting rate – lowest today is 9.90% at Navi Finserv. Compare
- Business loan: Axis Bank is number 7 of 16 options on starting rate – lowest today is 9.50% at Kotak Mahindra Bank. Compare
Common questions
What is the lowest loan interest rate at Axis Bank today?
As on 8 Nov 2026, the lowest starting rate in our list for Axis Bank is 8.20% p.a. on its Home Loan. The rate offered to you depends on your credit score, income or business financials and the security offered.
How often are Axis Bank rates updated here?
Rates for 2 of the 4 Axis Bank products on this page are read from the Axis Bank website twice a day, at 6:30 am and 2:30 pm. The others come from our lender list, with the date each was last checked.
Will Axis Bank give me a loan?
Check your eligibility on Funding Desk – it tests your figures against the lender’s norms on credit score, income or DSCR, loan-to-value and security, and shows the likely amount, rate and EMI. It does not affect your credit score.