Bank of Baroda loan interest rates today
Updated 8 Nov, 6:30 am · 4 products · RBI repo rate 5.50% · BRLLR 8.15%
Bank of Baroda loan rates – November 2026
| Loan | Compare | Rate (p.a.) | Up to | Fee | Source |
|---|---|---|---|---|---|
| Baroda Home Loan Credit score 650+ usually | Home loan rates | 7.40% – 9.15% | ₹10 Cr | up to 0.25% | Bank of Baroda website read 8 Nov, 6:30 am |
| Baroda MSME Term Loan / Cash Credit Credit score 700+ usually | MSME term loan rates | 8.45% – 15.85% | ₹50 Cr | up to 0.5% | Bank of Baroda website read 8 Nov, 6:30 am |
| Baroda Education Loan | Education loan rates | 8.50% – 10.25% | ₹1.5 Cr | – | Our lender list checked 25 Oct 2026 |
| Baroda Loan to Pensioners Credit score 650+ usually | Personal loan rates | 10.90% – 11.40% | ₹8 L | – | Our lender list checked 25 Oct 2026 |
Published ranges for new loans. Bank of Baroda decides the final rate at sanction. Fee is the processing fee as a share of the loan, before GST.
How Bank of Baroda compares
- Home loan: Bank of Baroda is number 1 of 17 options on starting rate – the lowest today. Compare
- MSME term loan: Bank of Baroda is number 5 of 30 options on starting rate – lowest today is 8.20% at Canara Bank. Compare
- Education loan: Bank of Baroda is number 2 of 9 options on starting rate – lowest today is 7.15% at State Bank of India. Compare
- Personal loan: Bank of Baroda is number 9 of 18 options on starting rate – lowest today is 9.90% at Navi Finserv. Compare
Common questions
What is the lowest loan interest rate at Bank of Baroda today?
As on 8 Nov 2026, the lowest starting rate in our list for Bank of Baroda is 7.40% p.a. on its Baroda Home Loan. The rate offered to you depends on your credit score, income or business financials and the security offered.
What is Bank of Baroda’s BRLLR today?
Bank of Baroda’s BRLLR is 8.15%, effective from 08.10.2026, against the RBI repo rate of 5.50%. Floating-rate home and MSME loans are priced as this benchmark plus a spread for your profile.
How often are Bank of Baroda rates updated here?
Rates for 2 of the 4 Bank of Baroda products on this page are read from the Bank of Baroda website twice a day, at 6:30 am and 2:30 pm. The others come from our lender list, with the date each was last checked.
Will Bank of Baroda give me a loan?
Check your eligibility on Funding Desk – it tests your figures against the lender’s norms on credit score, income or DSCR, loan-to-value and security, and shows the likely amount, rate and EMI. It does not affect your credit score.