Loan against property interest rates today
Updated 8 Nov, 6:30 am · 13 lenders · RBI repo rate 5.50% · Lowest: 7.50% p.a. at Bajaj Finance
Loan against property rates – November 2026
| Lender | Type | Rate (p.a.) | Up to | Source |
|---|---|---|---|---|
| Bajaj Finance Loan Against Property | NBFC | 7.50% – 14.25% | ₹10 Cr | Bajaj Finance website read 8 Nov, 6:30 am |
| Truhome Finance (formerly Shriram Housing) Home Loan / Loan Against Property | Housing Finance Co. | 8.50% – 14.00% | ₹10 Cr | Our lender list checked 25 Oct 2026 |
| HDFC Bank Loan Against Property | Private Bank | 8.75% – 10.75% | ₹15 Cr | Our lender list checked 25 Oct 2026 |
| PNB Housing Finance Loan Against Property | Housing Finance Co. | 8.75% – 11.05% | ₹5 Cr | PNB Housing Finance website read 8 Nov, 6:30 am |
| ICICI Bank Loan Against Property | Private Bank | 9.00% – 11.00% | ₹10 Cr | Our lender list checked 25 Oct 2026 |
| Tata Capital Loan Against Property | NBFC | 9.00% – 17.00% | ₹10 Cr | Tata Capital website read 8 Nov, 6:30 am |
| State Bank of India Loan Against Property | Public Sector Bank | 9.25% – 10.50% | ₹7.5 Cr | Our lender list checked 25 Oct 2026 |
| LIC Housing Finance Loan Against Property | Housing Finance Co. | 9.25% – 11.50% | ₹10 Cr | Our lender list checked 25 Oct 2026 |
| Aditya Birla Capital Loan Against Property | NBFC | 9.50% – 15.00% | ₹10 Cr | Our lender list checked 25 Oct 2026 |
| Cholamandalam Investment Loan Against Property | NBFC | 9.50% – 14.00% | ₹5 Cr | Our lender list checked 25 Oct 2026 |
| Piramal Finance Loan Against Property (informal income) | NBFC | 10.50% – 16.00% | ₹3 Cr | Our lender list checked 25 Oct 2026 |
| India Shelter Finance Loan Against Property | Housing Finance Co. | 13.00% – 20.00% | ₹1 Cr | Our lender list checked 25 Oct 2026 |
| Aptus Value Housing Finance Home Loan / Loan Against Property | Housing Finance Co. | 14.00% – 15.50% | ₹25 L | Our lender list checked 25 Oct 2026 |
Rates are the lenders’ published ranges for new loans. The lender decides the final rate at sanction. Sorted by lowest starting rate.
What decides your loan against property rate
- Property type – residential property gets lower rates than commercial or industrial
- Loan-to-value – usually 50%–70% of market value
- Income proof – formal income documents get bank rates; informal income goes to NBFCs at higher rates
- Credit score of all owners and co-borrowers
Common questions
Which lender has the lowest loan against property interest rate today?
As on 8 Nov 2026, the lowest starting rate in our comparison is 7.50% p.a. at Bajaj Finance (Loan Against Property). The rate you are offered depends on your credit score, income and the lender’s own grading of your profile.
How current are these rates?
3 of the 13 lenders in this table are read directly from the lender’s website twice a day, at 6:30 am and 2:30 pm. The others come from our lender list, with the date each was last checked.
Will I get the lowest rate shown?
The starting rate is for the strongest profiles. Check your own eligibility on Funding Desk to see the rate and amount each lender is likely to offer you – it does not affect your credit score.