Punjab National Bank loan interest rates today
Updated 8 Nov, 6:30 am · 3 products · RBI repo rate 5.50% · RLLR 8.35%
PNB loan rates – November 2026
| Loan | Compare | Rate (p.a.) | Up to | Fee | Source |
|---|---|---|---|---|---|
| PNB Home Loan Credit score 650+ usually | Home loan rates | 7.45% – 8.95% | ₹10 Cr | up to 0.35% | Punjab National Bank website read 8 Nov, 6:30 am |
| PNB MSME Term Loan / Cash Credit Credit score 700+ usually | MSME term loan rates | 8.25% – 10.75% | ₹50 Cr | up to 0.5% | Our lender list checked 25 Oct 2026 |
| Personal Loan for Pensioners Credit score 650+ usually | Personal loan rates | 11.35% – 12.35% | ₹10 L | – | Our lender list checked 25 Oct 2026 |
Published ranges for new loans. Punjab National Bank decides the final rate at sanction. Fee is the processing fee as a share of the loan, before GST.
How PNB compares
- Home loan: PNB is number 2 of 17 options on starting rate – lowest today is 7.40% at Bank of Baroda. Compare
- MSME term loan: PNB is number 3 of 30 options on starting rate – lowest today is 8.20% at Canara Bank. Compare
- Personal loan: PNB is number 12 of 18 options on starting rate – lowest today is 9.90% at Navi Finserv. Compare
Common questions
What is the lowest loan interest rate at PNB today?
As on 8 Nov 2026, the lowest starting rate in our list for Punjab National Bank is 7.45% p.a. on its PNB Home Loan. The rate offered to you depends on your credit score, income or business financials and the security offered.
What is PNB’s RLLR today?
Punjab National Bank’s RLLR is 8.35%, effective from 08.10.2026, against the RBI repo rate of 5.50%. Floating-rate home and MSME loans are priced as this benchmark plus a spread for your profile.
How often are PNB rates updated here?
Rates for 1 of the 3 PNB products on this page are read from the PNB website twice a day, at 6:30 am and 2:30 pm. The others come from our lender list, with the date each was last checked.
Will PNB give me a loan?
Check your eligibility on Funding Desk – it tests your figures against the lender’s norms on credit score, income or DSCR, loan-to-value and security, and shows the likely amount, rate and EMI. It does not affect your credit score.