HDFC Bank loan interest rates today
Updated 8 Nov, 6:30 am · 9 products · RBI repo rate 5.50%
HDFC Bank loan rates – November 2026
| Loan | Compare | Rate (p.a.) | Up to | Fee | Source |
|---|---|---|---|---|---|
| Home Loan Credit score 700+ usually | Home loan rates | 8.00% – 13.45% | ₹10 Cr | up to 0.5% | HDFC Bank website read 8 Nov, 6:30 am |
| Secured Business Loan / Working Capital Credit score 720+ usually | MSME term loan rates | 8.75% – 11.50% | ₹50 Cr | up to 0.75% | Our lender list checked 25 Oct 2026 |
| Loan Against Property Credit score 700+ usually | Loan against property rates | 8.75% – 10.75% | ₹15 Cr | up to 1% | Our lender list checked 25 Oct 2026 |
| New Car Loan Credit score 700+ usually | Car loan rates | 9.20% – 13.00% | ₹1 Cr | up to 0.5% | Our lender list checked 25 Oct 2026 |
| Gold Loan | Gold loan rates | 9.30% – 17.00% | ₹1 Cr | up to 1% | Our lender list checked 25 Oct 2026 |
| Equipment / Machinery Finance Credit score 700+ usually | – | 9.50% – 14.00% | ₹10 Cr | up to 1% | Our lender list checked 25 Oct 2026 |
| Personal Loan Credit score 720+ usually | Personal loan rates | 10.25% – 23.50% | ₹40 L | up to 1.5% | HDFC Bank website read 8 Nov, 6:30 am |
| Two-Wheeler Loan Credit score 700+ usually | – | 10.50% – 20.00% | ₹10 L | up to 1% | Our lender list checked 25 Oct 2026 |
| Business Loan (collateral-free) Credit score 720+ usually | Business loan rates | 10.75% – 22.50% | ₹75 L | up to 1.5% | Our lender list checked 25 Oct 2026 |
Published ranges for new loans. HDFC Bank decides the final rate at sanction. Fee is the processing fee as a share of the loan, before GST.
How HDFC Bank compares
- Home loan: HDFC Bank is number 7 of 17 options on starting rate – lowest today is 7.40% at Bank of Baroda. Compare
- MSME term loan: HDFC Bank is number 6 of 30 options on starting rate – lowest today is 8.20% at Canara Bank. Compare
- Loan against property: HDFC Bank is number 3 of 13 options on starting rate – lowest today is 7.50% at Bajaj Finance. Compare
- Car loan: HDFC Bank is number 4 of 5 options on starting rate – lowest today is 8.40% at ICICI Bank. Compare
- Gold loan: HDFC Bank is number 2 of 5 options on starting rate – lowest today is 9.20% at State Bank of India. Compare
- Personal loan: HDFC Bank is number 7 of 18 options on starting rate – lowest today is 9.90% at Navi Finserv. Compare
- Business loan: HDFC Bank is number 2 of 16 options on starting rate – lowest today is 9.50% at Kotak Mahindra Bank. Compare
Common questions
What is the lowest loan interest rate at HDFC Bank today?
As on 8 Nov 2026, the lowest starting rate in our list for HDFC Bank is 8.00% p.a. on its Home Loan. The rate offered to you depends on your credit score, income or business financials and the security offered.
How often are HDFC Bank rates updated here?
Rates for 2 of the 9 HDFC Bank products on this page are read from the HDFC Bank website twice a day, at 6:30 am and 2:30 pm. The others come from our lender list, with the date each was last checked.
Will HDFC Bank give me a loan?
Check your eligibility on Funding Desk – it tests your figures against the lender’s norms on credit score, income or DSCR, loan-to-value and security, and shows the likely amount, rate and EMI. It does not affect your credit score.