Union Bank of India loan interest rates today
Updated 8 Nov, 6:30 am · 2 products · RBI repo rate 5.50%
Union Bank loan rates – November 2026
| Loan | Compare | Rate (p.a.) | Up to | Fee | Source |
|---|---|---|---|---|---|
| Union Home Loan Credit score 650+ usually | Home loan rates | 7.75% – 9.25% | ₹10 Cr | up to 0.5% | Our lender list checked 25 Oct 2026 |
| Union MSME Term Loan / Cash Credit Credit score 700+ usually | MSME term loan rates | 8.25% – 10.75% | ₹50 Cr | up to 0.5% | Our lender list checked 25 Oct 2026 |
Published ranges for new loans. Union Bank of India decides the final rate at sanction. Fee is the processing fee as a share of the loan, before GST.
How Union Bank compares
- Home loan: Union Bank is number 6 of 17 options on starting rate – lowest today is 7.40% at Bank of Baroda. Compare
- MSME term loan: Union Bank is number 4 of 30 options on starting rate – lowest today is 8.20% at Canara Bank. Compare
Common questions
What is the lowest loan interest rate at Union Bank today?
As on 8 Nov 2026, the lowest starting rate in our list for Union Bank of India is 7.75% p.a. on its Union Home Loan. The rate offered to you depends on your credit score, income or business financials and the security offered.
How often are Union Bank rates updated here?
Rates for 0 of the 2 Union Bank products on this page are read from the Union Bank website twice a day, at 6:30 am and 2:30 pm. The others come from our lender list, with the date each was last checked.
Will Union Bank give me a loan?
Check your eligibility on Funding Desk – it tests your figures against the lender’s norms on credit score, income or DSCR, loan-to-value and security, and shows the likely amount, rate and EMI. It does not affect your credit score.