Business loan and MSME funding help in Pune
Businesses in Bhosari and Pimpri-Chinchwad MIDC, Chakan, Talegaon and Ranjangaon industrial belts, Hadapsar, and the IT parks of Hinjewadi and Kharadi use Funding Desk to see which banks, NBFCs and government schemes will lend to them – and at what rate – before they apply. If you want a person to take the file forward, our panel of former bankers, credit analysts and Chartered Accountants works with clients from our office at Kamala Arcade, JM Road, Shivajinagar, Pune 411004.
What Pune businesses usually come to us for
Auto and engineering suppliers in Chakan, Bhosari and Pimpri-Chinchwad. Term loans for CNC, press and tooling, cash credit sized on the order book, and invoice discounting on TReDS against bills on large OEMs.
Manufacturers in Talegaon, Ranjangaon and Hadapsar. Machinery loans with a moratorium till production starts, CGTMSE cover so the factory need not be mortgaged, and the Mutual Credit Guarantee Scheme for larger equipment.
IT, services and startups in Hinjewadi, Kharadi and Baner. Working capital against receivables, collateral-free startup loans under CGSS for DPIIT-recognised companies, and loans against property for founders who have it.
Maharashtra has its own state incentives for new and expanding units on top of central schemes. Our panel checks which central and state benefits fit before the project report is drawn up, so the bank loan and the subsidy claim match.
How we work
- Free check – see eligible lenders, likely rate, amount and EMI on Funding Desk.
- Bank statement and papers – upload them online; our panel reads them the way a credit officer will.
- File and project report – we set right gaps in GST, ITR and financials, and prepare the project report or CMA where needed.
- Lender and follow-up – the file goes to the lender most likely to sanction, and we follow it up to disbursal.
Loans we arrange
- MSME term loans and cash credit from public, private and small finance banks
- Loans without collateral under CGTMSE (up to ₹10 crore) and CGSS for startups
- PMEGP and Mudra loans for new and small units
- Machinery loans, loans against property and invoice discounting on TReDS
- Home, education and personal loans for individuals
- Insurance surety bonds for contractors, in place of bank guarantees
See today’s loan rates from banks and NBFCs →
What lenders look at
- Cash profit of at least about 1.25 times the yearly loan repayments (DSCR)
- Turnover in GST returns, ITR and the bank statement that match
- A credit score of 700 or more for promoters, and no recent bounces
- Two to three years of audited financials, or a sound project report for a new unit
Common questions
Do you have an office in Pune?
Yes. Our Pune office is at Kamala Arcade, JM Road, Shivajinagar, Pune 411004. You can also call or WhatsApp +91 87968 91299, and upload documents online.
Is the eligibility check free?
Yes. The online check, the bank statement reading and the first call with our panel are free. If you want the panel to handle your file, the scope and any fee are agreed before work starts.
Does the check affect my credit score?
No. Funding Desk does not pull your credit report. It works on the figures you enter.
Is Keiri Tech a bank or NBFC?
No. The lender decides the rate, amount and terms. We help you choose the right lender, prepare the file and follow it up to disbursal.