Business loan and MSME funding help in Gurugram
Businesses in Udyog Vihar Phases I–VI, IMT Manesar, Sector 37 and the Daulatabad and Behrampur industrial belts use Funding Desk to see which banks, NBFCs and government schemes will lend to them – and at what rate – before they apply. If you want a person to take the file forward, our panel of former bankers, credit analysts and Chartered Accountants works with Gurugram clients from our Greater Noida office.
What Gurugram businesses usually come to us for
Auto component suppliers. Invoice discounting on TReDS against bills on large buyers, term loans for tooling and machines, and cash credit sized on the order book.
Garment exporters in Udyog Vihar. Packing credit, post-shipment finance and term loans, with CGTMSE cover for units without spare property.
Startups and technology companies. Collateral-free loans under the Credit Guarantee Scheme for Startups (CGSS) for DPIIT-recognised companies, and revenue-based finance for subscription businesses.
Haryana units register on Udyam like anywhere else, but state incentives and some subsidies differ from Uttar Pradesh. Our panel checks which central and Haryana schemes fit before a project report is drawn up.
How we work
- Free check – see eligible lenders, likely rate, amount and EMI on Funding Desk.
- Bank statement and papers – upload them online; our panel reads them the way a credit officer will.
- File and project report – we set right gaps in GST, ITR and financials, and prepare the project report or CMA where needed.
- Lender and follow-up – the file goes to the lender most likely to sanction, and we follow it up to disbursal.
Loans we arrange
- MSME term loans and cash credit from public, private and small finance banks
- Loans without collateral under CGTMSE (up to ₹10 crore) and CGSS for startups
- PMEGP and Mudra loans for new and small units
- Machinery loans, loans against property and invoice discounting on TReDS
- Home, education and personal loans for individuals
- Insurance surety bonds for contractors, in place of bank guarantees
See today’s loan rates from banks and NBFCs →
What lenders look at
- Cash profit of at least about 1.25 times the yearly loan repayments (DSCR)
- Turnover in GST returns, ITR and the bank statement that match
- A credit score of 700 or more for promoters, and no recent bounces
- Two to three years of audited financials, or a sound project report for a new unit
Common questions
Do you have an office in Gurugram?
Our office is at 320, TF/C1, Krishna Apra Plaza, Alpha 1, Greater Noida. Most of the work for Gurugram clients happens on phone, WhatsApp and online document upload, and our team meets you at your office or ours when the file needs it.
Is the eligibility check free?
Yes. The online check, the bank statement reading and the first call with our panel are free. If you want the panel to handle your file, the scope and any fee are agreed before work starts.
Does the check affect my credit score?
No. Funding Desk does not pull your credit report. It works on the figures you enter.
Is Keiri Tech a bank or NBFC?
No. The lender decides the rate, amount and terms. We help you choose the right lender, prepare the file and follow it up to disbursal.