Business loan and MSME funding help in Delhi
Businesses in Okhla, Naraina, Mayapuri, Wazirpur, Patparganj, Bawana and Narela industrial areas, and the trading markets of Old Delhi, Karol Bagh and Sadar Bazar use Funding Desk to see which banks, NBFCs and government schemes will lend to them – and at what rate – before they apply. If you want a person to take the file forward, our panel of former bankers, credit analysts and Chartered Accountants works with Delhi clients from our Greater Noida office.
What Delhi businesses usually come to us for
Wholesale and retail traders. Cash credit or overdraft against stock and book debts, and loans against shop or residential property. Trading units qualify for CGTMSE when registered on Udyam.
Manufacturing units in Okhla, Wazirpur and Bawana. Machinery loans, working capital and refinance of costly NBFC loans into bank loans once the books support it.
Professionals and service firms. Unsecured business loans and professional loans for doctors, CAs and architects, and loans against property for larger needs.
Loans against Delhi property need a clean chain of title – lenders look closely at conveyance deeds, freehold conversion and building approvals. We check the papers before the file goes to the bank so it is not stuck at legal clearance.
How we work
- Free check – see eligible lenders, likely rate, amount and EMI on Funding Desk.
- Bank statement and papers – upload them online; our panel reads them the way a credit officer will.
- File and project report – we set right gaps in GST, ITR and financials, and prepare the project report or CMA where needed.
- Lender and follow-up – the file goes to the lender most likely to sanction, and we follow it up to disbursal.
Loans we arrange
- MSME term loans and cash credit from public, private and small finance banks
- Loans without collateral under CGTMSE (up to ₹10 crore) and CGSS for startups
- PMEGP and Mudra loans for new and small units
- Machinery loans, loans against property and invoice discounting on TReDS
- Home, education and personal loans for individuals
- Insurance surety bonds for contractors, in place of bank guarantees
See today’s loan rates from banks and NBFCs →
What lenders look at
- Cash profit of at least about 1.25 times the yearly loan repayments (DSCR)
- Turnover in GST returns, ITR and the bank statement that match
- A credit score of 700 or more for promoters, and no recent bounces
- Two to three years of audited financials, or a sound project report for a new unit
Common questions
Do you have an office in Delhi?
Our office is at 320, TF/C1, Krishna Apra Plaza, Alpha 1, Greater Noida. Most of the work for Delhi clients happens on phone, WhatsApp and online document upload, and our team meets you at your office or ours when the file needs it.
Is the eligibility check free?
Yes. The online check, the bank statement reading and the first call with our panel are free. If you want the panel to handle your file, the scope and any fee are agreed before work starts.
Does the check affect my credit score?
No. Funding Desk does not pull your credit report. It works on the figures you enter.
Is Keiri Tech a bank or NBFC?
No. The lender decides the rate, amount and terms. We help you choose the right lender, prepare the file and follow it up to disbursal.